首筆貸款發(fā)放 自貢提升貸啟動運(yùn)行

2017-12-18 08:53:05    來源: 華西都市報(bào)   作者:鄧丹  點(diǎn)擊數(shù):

為推動自貢市加快建設(shè)全國老工業(yè)城市轉(zhuǎn)型升級示范區(qū),支持全市工業(yè)企業(yè)加快轉(zhuǎn)型升級步伐,12月14日,自貢市“提升貸”貸款發(fā)放和授信簽約儀式在檀木林城市名人酒店舉行。

此次簽約,是自貢市在全省率先創(chuàng)新設(shè)立中小微工業(yè)企業(yè)“提升貸”之后發(fā)放的首筆貸款,標(biāo)志著“提升貸”工作正式啟動運(yùn)行。

簽約授信 專項(xiàng)用于支持誠信中小微企業(yè)

現(xiàn)場,自貢農(nóng)商銀行與四川國立能源科技有限公司簽訂“提升貸”1000萬元貸款協(xié)議,還分別與四川凱茨閥門制造有限公司、四川玖固鋼構(gòu)制造有限公司簽訂“提升貸”授信協(xié)議。

據(jù)了解,為積極開展金融創(chuàng)新工作,支持全市工業(yè)企業(yè)加快轉(zhuǎn)型升級步伐,促進(jìn)經(jīng)濟(jì)穩(wěn)定增長和提質(zhì)增效,自貢市經(jīng)濟(jì)和信息化委員會牽頭向市委、市政府報(bào)請?jiān)O(shè)立自貢市中小微企業(yè)“提升貸”。該項(xiàng)貸款將專項(xiàng)用于支持生產(chǎn)經(jīng)營情況正常、誠實(shí)守信;無惡意不良信用記錄,近兩年無重大安全、環(huán)保責(zé)任事故和群體性穩(wěn)定事件發(fā)生,有較好生產(chǎn)經(jīng)營能力,訂單充足,但無法提供不動產(chǎn)抵押又需補(bǔ)充部分流動資金的中小微工業(yè)企業(yè)。

自貢農(nóng)商銀行黨委書記、董事長吳利說,自“提升貸”推出以來,該行已對首批擬貸款的7家企業(yè)開展了貸前調(diào)查,未來將不斷完善管理機(jī)制,把“提升貸”做成“銀、政、企”合力推動機(jī)制創(chuàng)新的新典范。

創(chuàng)新設(shè)立 用“提升貸”為企業(yè)“輸血”

今年,自貢出臺《自貢市中小微工業(yè)企業(yè)提升貸新增貸款增信保證及風(fēng)險(xiǎn)補(bǔ)償金暫行管理辦法》,明確由市、區(qū)縣兩級財(cái)政共同出資5000萬元,設(shè)立保證及風(fēng)險(xiǎn)補(bǔ)償金,專戶存入承辦銀行,由承辦銀行按照1:8的比例放大貸款金額,新增貸款總額度為4億元,用于中小微企業(yè)融資貸款風(fēng)險(xiǎn)補(bǔ)償。

嚴(yán)格把關(guān),對申請使用“提升貸”貸款的企業(yè)進(jìn)行資格和運(yùn)營情況審核,向符合條件的企業(yè)提供不高于基準(zhǔn)利率20%的貸款貸款資金由承辦銀行開立專戶,并委托第三方代為止付和監(jiān)管。另外,風(fēng)險(xiǎn)共擔(dān),合作銀行、合作融資平臺公司共同確認(rèn)貸款出現(xiàn)不良,承辦銀行依據(jù)貸款風(fēng)險(xiǎn)分類標(biāo)準(zhǔn)劃分為“損失類”后的貸款余額按市財(cái)政20%,區(qū)、縣財(cái)政60%,銀行20%分擔(dān)貸款風(fēng)險(xiǎn)。

自貢市政府副市長曾明全說,設(shè)立“提升貸”是市委、市政府的重大決策,是鼓勵和引導(dǎo)金融機(jī)構(gòu)加大對工業(yè)企業(yè)貸款力度,緩解融資難、融資貴等問題而推出的一個(gè)新型貸款產(chǎn)品。“提升貸”就是幫助企業(yè)“輸血”,要本著“先行先試”的要求,要把“提升貸”看做一項(xiàng)民生工程,在發(fā)展中逐漸規(guī)范。

2017年自貢工業(yè)經(jīng)濟(jì)運(yùn)行情況 預(yù)計(jì)全年規(guī)模以上工業(yè)總產(chǎn)值突破2000億元

自貢市經(jīng)濟(jì)和信息化委員會黨組成員、總經(jīng)濟(jì)師倪濤通報(bào)了2017年工業(yè)經(jīng)濟(jì)運(yùn)行情況。

預(yù)計(jì)全年(下同),規(guī)模以上工業(yè)總產(chǎn)值突破2000億元、同比增長16%,增加值同比增長9%以上,規(guī)上工業(yè)增加值增速好于全國、全省平均水平,增速創(chuàng)近4年來新高;完成主營業(yè)務(wù)收入1900億元、同比增長14.5%,實(shí)現(xiàn)利潤總額80億元、同比增長33%,創(chuàng)2012年3月以來新高;新增規(guī)上企業(yè)40戶。工業(yè)項(xiàng)目加快推進(jìn),完成工業(yè)投資140億元,完成更新改造投資140億元;31個(gè)重大工業(yè)項(xiàng)目完成投資51.5億元,大西洋新建5000噸有色金屬焊絲生產(chǎn)線等16個(gè)項(xiàng)目竣工投產(chǎn);園區(qū)建設(shè)和招商工作取得突破,全年園區(qū)新增承載能力5平方公里,工業(yè)園區(qū)集中度提高到56%;完成市外到位資金6.5億元,省外到位資金4.9億元。

責(zé)任編輯:FreeMarker template error: get(realname) failed on instance of com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6. See cause exception. The failing instruction (FTL stack trace): ---------- ==> ${content.user.realname!} [in template "WEB-INF/t/cms/www/other/content/information_zxzx_details.html" at line 167, column 50] ---------- Java stack trace (for programmers): ---------- freemarker.template.TemplateModelException: [... Exception message was already printed; see it above ...] at freemarker.ext.beans.BeanModel.get(BeanModel.java:222) at freemarker.core.Dot._eval(Dot.java:76) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.DefaultToExpression._eval(DefaultToExpression.java:116) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115) at freemarker.core.DollarVariable.accept(DollarVariable.java:76) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.process(Environment.java:243) at freemarker.template.Template.process(Template.java:277) at com.ieccms.cms.staticpage.StaticPageDaoImpl.contentStatic(StaticPageDaoImpl.java:511) at com.ieccms.cms.staticpage.StaticPageSvcImpl.content(StaticPageSvcImpl.java:58) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$FastClassBySpringCGLIB$$48520056.invoke() at org.springframework.cglib.proxy.MethodProxy.invoke(MethodProxy.java:204) at org.springframework.aop.framework.CglibAopProxy$CglibMethodInvocation.invokeJoinpoint(CglibAopProxy.java:700) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:150) at org.springframework.transaction.interceptor.TransactionInterceptor$1.proceedWithInvocation(TransactionInterceptor.java:96) at org.springframework.transaction.interceptor.TransactionAspectSupport.invokeWithinTransaction(TransactionAspectSupport.java:260) at org.springframework.transaction.interceptor.TransactionInterceptor.invoke(TransactionInterceptor.java:94) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:172) at org.springframework.aop.framework.CglibAopProxy$DynamicAdvisedInterceptor.intercept(CglibAopProxy.java:633) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$EnhancerBySpringCGLIB$$84b90e83.content() at com.ieccms.cms.staticpage.StaticAct.contentSubmit(StaticAct.java:365) at sun.reflect.GeneratedMethodAccessor6137.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at org.springframework.web.bind.annotation.support.HandlerMethodInvoker.invokeHandlerMethod(HandlerMethodInvoker.java:176) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.invokeHandlerMethod(AnnotationMethodHandlerAdapter.java:440) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.handle(AnnotationMethodHandlerAdapter.java:428) at org.springframework.web.servlet.DispatcherServlet.doDispatch(DispatcherServlet.java:919) at org.springframework.web.servlet.DispatcherServlet.doService(DispatcherServlet.java:851) at org.springframework.web.servlet.FrameworkServlet.processRequest(FrameworkServlet.java:953) at org.springframework.web.servlet.FrameworkServlet.doPost(FrameworkServlet.java:855) at javax.servlet.http.HttpServlet.service(HttpServlet.java:656) at org.springframework.web.servlet.FrameworkServlet.service(FrameworkServlet.java:829) at javax.servlet.http.HttpServlet.service(HttpServlet.java:737) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:229) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.web.websocket.server.WsFilter.doFilter(WsFilter.java:48) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.orm.hibernate3.support.OpenSessionInViewFilter.doFilterInternal(OpenSessionInViewFilter.java:230) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.web.filter.CharacterEncodingFilter.doFilterInternal(CharacterEncodingFilter.java:88) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.ieccms.common.web.ProcessTimeFilter.doFilter(ProcessTimeFilter.java:35) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.webtier.core.DefaultWrapperValve.invoke(DefaultWrapperValve.java:193) at com.bes.enterprise.webtier.core.DefaultContextValve.invoke(DefaultContextValve.java:92) at com.bes.enterprise.webext.BesContextCleanupValve.invoke(BesContextCleanupValve.java:50) at com.bes.enterprise.webext.BESAppservValve.invoke(BESAppservValve.java:41) at com.bes.enterprise.webtier.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:540) at com.bes.enterprise.webtier.core.DefaultHostValve.invoke(DefaultHostValve.java:136) at com.bes.enterprise.webtier.valves.ErrorReportValve.invoke(ErrorReportValve.java:77) at com.bes.enterprise.webtier.core.DefaultEngineValve.invoke(DefaultEngineValve.java:83) at com.bes.enterprise.webtier.connector.CoyoteAdapter.service(CoyoteAdapter.java:349) at com.bes.enterprise.web.crane.http11.Http11Processor.service(Http11Processor.java:594) at com.bes.enterprise.web.crane.AbstractProcessorLight.process(AbstractProcessorLight.java:61) at com.bes.enterprise.web.crane.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:802) at com.bes.enterprise.web.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1627) at com.bes.enterprise.web.util.net.SocketProcessorBase.run(SocketProcessorBase.java:45) at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1149) at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:624) at com.bes.enterprise.web.util.threads.WorkThread$WrappingRunnable.run(WorkThread.java:57) at java.lang.Thread.run(Thread.java:748) Caused by: java.lang.reflect.InvocationTargetException at sun.reflect.GeneratedMethodAccessor6174.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at freemarker.ext.beans.BeansWrapper.invokeMethod(BeansWrapper.java:912) at freemarker.ext.beans.BeanModel.invokeThroughDescriptor(BeanModel.java:275) at freemarker.ext.beans.BeanModel.get(BeanModel.java:182) ... 75 more Caused by: org.hibernate.ObjectNotFoundException: No row with the given identifier exists: [com.ieccms.cms.entity.main.CmsUser#271] at org.hibernate.impl.SessionFactoryImpl$2.handleEntityNotFound(SessionFactoryImpl.java:435) at org.hibernate.proxy.AbstractLazyInitializer.checkTargetState(AbstractLazyInitializer.java:189) at org.hibernate.proxy.AbstractLazyInitializer.initialize(AbstractLazyInitializer.java:182) at org.hibernate.proxy.AbstractLazyInitializer.getImplementation(AbstractLazyInitializer.java:215) at org.hibernate.proxy.pojo.javassist.JavassistLazyInitializer.invoke(JavassistLazyInitializer.java:190) at com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6.getRealname(CmsUser_$$_jvst840_6.java) ... 81 more