存、貸款總量保持市轄區(qū)第1位 廣安農(nóng)商銀行三大關鍵詞引領新作為
2018-01-17 11:44:34
來源：新華網(wǎng)
作者：黃曉蕓 點擊數(shù)：
12日，新華網(wǎng)從廣安農(nóng)商銀行獲悉，2017年廣安農(nóng)商銀行累計投放各類貸款35.60億元，全年凈增9.51億元，增幅28.17%，新增存貸款規(guī)模首次突破30億元，存、貸款總量、增量市場份額均保持市轄區(qū)同業(yè)第1位。
廣安農(nóng)商銀行于2017年8月17日正式掛牌營業(yè)，并在公司治理架構升級、團隊打造方面采取有力措施，實現(xiàn)了由“草根金融”向現(xiàn)代銀行的轉(zhuǎn)變，據(jù)廣安農(nóng)商銀行相關負責人介紹，實現(xiàn)跨越發(fā)展主要依托創(chuàng)新、到位、普惠三大關鍵詞。
“創(chuàng)新”指的是對營銷方式、貸款產(chǎn)品、貸款模式、服務機制進行創(chuàng)新。2017年，通過實行客戶名單式管理，廣安農(nóng)商銀行與30余家企業(yè)達成貸款意向，新增發(fā)放企業(yè)貸款3.5億元。面向不同群體創(chuàng)新推出“薪易貸”“小企業(yè)抵質(zhì)押循環(huán)貸”“蜀信•稅金貸”等貸款產(chǎn)品。針對教育企業(yè)資金需求大、缺乏有效抵押物的問題，廣安農(nóng)商銀行還開展了學校收費權、宿舍收費權等應收賬款質(zhì)押貸款試點，2017年共計發(fā)放各類應收賬款質(zhì)押貸款2980萬元，滿足北師大廣安實驗學校辦學等融資需求，全年發(fā)放“卡貸通”1233筆、3166萬元以滿足各類小微企業(yè)及個人生產(chǎn)生活中無抵質(zhì)押物的貸款融資需求
“到位是指金融扶貧工作開展到位。”廣安農(nóng)商銀行相關負責人說。據(jù)介紹，廣安農(nóng)商銀行聚焦“扶貧信貸、金融服務、對口幫扶”三大主戰(zhàn)場，推廣“小康貸”“農(nóng)民安居樂”等創(chuàng)新貸款產(chǎn)品，做到評級授信、信貸投放、風險控制三到位，2017年面向9916戶貧困戶累計發(fā)放個人精準扶貧小貸3.85億元，余額3.49億元。在產(chǎn)業(yè)扶貧、對口幫扶方面廣安農(nóng)商銀行多項措施并舉，累計發(fā)放規(guī)模高效養(yǎng)殖、適度規(guī)模經(jīng)營、鄉(xiāng)村休閑旅游等產(chǎn)業(yè)扶貧貸款12筆、1.75億元，直接帶動65戶貧困戶脫貧致富。在對口幫扶方面，廣安農(nóng)商銀行派出第一書記1名、駐村干部2名，為結對的會龍、福橋2個貧困村逐戶制訂幫扶增收計劃，累計落實幫扶資金45.39萬元，職工捐贈11萬元。
“普惠”是廣安農(nóng)商銀行實現(xiàn)發(fā)展的又一關鍵詞，圍繞“打通普惠金融‘最后一公里’”目標，廣安農(nóng)商銀行將農(nóng)村金融便民服務站納入村級活動中心一體化建設，安裝運行銀行自助設備、服務終端1278臺，行政村覆蓋率達到99.26%，發(fā)展金融聯(lián)絡員908名，成功創(chuàng)建省級農(nóng)村金融綜合服務示范站、示范點32個，成為首批省級支付惠農(nóng)示范行社。開展“送金融知識下鄉(xiāng)”“送金融知識進校園”等活動普及金融知識。此外，廣安農(nóng)商銀行還以各種形式支持“改革新征程·廣安跑起來”健康跑、2017廣安國際紅色馬拉松賽等社會活動。此外，廣安農(nóng)商銀行還通過工會資金、“愛心基金”向15名貧困家庭學生捐款8萬元，通過“四川農(nóng)信前鋒教育救助基金”全年發(fā)放救助資金12.4萬元，累計資助品學兼優(yōu)貧困學生76名，累計向2122名貧困大學生發(fā)放生源地助學貸款2639.54萬元。
責任編輯：FreeMarker template error:
get(realname) failed on instance of com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6. See cause exception.
The failing instruction (FTL stack trace):
----------
==> ${content.user.realname!} [in template "WEB-INF/t/cms/www/other/content/information_zxzx_details.html" at line 167, column 50]
----------
Java stack trace (for programmers):
----------
freemarker.template.TemplateModelException: [... Exception message was already printed; see it above ...]
at freemarker.ext.beans.BeanModel.get(BeanModel.java:222)
at freemarker.core.Dot._eval(Dot.java:76)
at freemarker.core.Expression.eval(Expression.java:111)
at freemarker.core.DefaultToExpression._eval(DefaultToExpression.java:116)
at freemarker.core.Expression.eval(Expression.java:111)
at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115)
at freemarker.core.DollarVariable.accept(DollarVariable.java:76)
at freemarker.core.Environment.visit(Environment.java:265)
at freemarker.core.MixedContent.accept(MixedContent.java:93)
at freemarker.core.Environment.visitByHiddingParent(Environment.java:286)
at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86)
at freemarker.core.Environment.visit(Environment.java:265)
at freemarker.core.MixedContent.accept(MixedContent.java:93)
at freemarker.core.Environment.visit(Environment.java:265)
at freemarker.core.Environment.process(Environment.java:243)
at freemarker.template.Template.process(Template.java:277)
at com.ieccms.cms.staticpage.StaticPageDaoImpl.contentStatic(StaticPageDaoImpl.java:511)
at com.ieccms.cms.staticpage.StaticPageSvcImpl.content(StaticPageSvcImpl.java:58)
at com.ieccms.cms.staticpage.StaticPageSvcImpl$$FastClassBySpringCGLIB$$48520056.invoke()
at org.springframework.cglib.proxy.MethodProxy.invoke(MethodProxy.java:204)
at org.springframework.aop.framework.CglibAopProxy$CglibMethodInvocation.invokeJoinpoint(CglibAopProxy.java:700)
at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:150)
at org.springframework.transaction.interceptor.TransactionInterceptor$1.proceedWithInvocation(TransactionInterceptor.java:96)
at org.springframework.transaction.interceptor.TransactionAspectSupport.invokeWithinTransaction(TransactionAspectSupport.java:260)
at org.springframework.transaction.interceptor.TransactionInterceptor.invoke(TransactionInterceptor.java:94)
at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:172)
at org.springframework.aop.framework.CglibAopProxy$DynamicAdvisedInterceptor.intercept(CglibAopProxy.java:633)
at com.ieccms.cms.staticpage.StaticPageSvcImpl$$EnhancerBySpringCGLIB$$84b90e83.content()
at com.ieccms.cms.staticpage.StaticAct.contentSubmit(StaticAct.java:365)
at sun.reflect.GeneratedMethodAccessor6137.invoke(Unknown Source)
at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43)
at java.lang.reflect.Method.invoke(Method.java:498)
at org.springframework.web.bind.annotation.support.HandlerMethodInvoker.invokeHandlerMethod(HandlerMethodInvoker.java:176)
at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.invokeHandlerMethod(AnnotationMethodHandlerAdapter.java:440)
at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.handle(AnnotationMethodHandlerAdapter.java:428)
at org.springframework.web.servlet.DispatcherServlet.doDispatch(DispatcherServlet.java:919)
at org.springframework.web.servlet.DispatcherServlet.doService(DispatcherServlet.java:851)
at org.springframework.web.servlet.FrameworkServlet.processRequest(FrameworkServlet.java:953)
at org.springframework.web.servlet.FrameworkServlet.doPost(FrameworkServlet.java:855)
at javax.servlet.http.HttpServlet.service(HttpServlet.java:656)
at org.springframework.web.servlet.FrameworkServlet.service(FrameworkServlet.java:829)
at javax.servlet.http.HttpServlet.service(HttpServlet.java:737)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:229)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at com.bes.enterprise.web.websocket.server.WsFilter.doFilter(WsFilter.java:48)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at org.springframework.orm.hibernate3.support.OpenSessionInViewFilter.doFilterInternal(OpenSessionInViewFilter.java:230)
at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at org.springframework.web.filter.CharacterEncodingFilter.doFilterInternal(CharacterEncodingFilter.java:88)
at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at com.ieccms.common.web.ProcessTimeFilter.doFilter(ProcessTimeFilter.java:35)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at com.bes.enterprise.webtier.core.DefaultWrapperValve.invoke(DefaultWrapperValve.java:193)
at com.bes.enterprise.webtier.core.DefaultContextValve.invoke(DefaultContextValve.java:92)
at com.bes.enterprise.webext.BesContextCleanupValve.invoke(BesContextCleanupValve.java:50)
at com.bes.enterprise.webext.BESAppservValve.invoke(BESAppservValve.java:41)
at com.bes.enterprise.webtier.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:540)
at com.bes.enterprise.webtier.core.DefaultHostValve.invoke(DefaultHostValve.java:136)
at com.bes.enterprise.webtier.valves.ErrorReportValve.invoke(ErrorReportValve.java:77)
at com.bes.enterprise.webtier.core.DefaultEngineValve.invoke(DefaultEngineValve.java:83)
at com.bes.enterprise.webtier.connector.CoyoteAdapter.service(CoyoteAdapter.java:349)
at com.bes.enterprise.web.crane.http11.Http11Processor.service(Http11Processor.java:594)
at com.bes.enterprise.web.crane.AbstractProcessorLight.process(AbstractProcessorLight.java:61)
at com.bes.enterprise.web.crane.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:802)
at com.bes.enterprise.web.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1627)
at com.bes.enterprise.web.util.net.SocketProcessorBase.run(SocketProcessorBase.java:45)
at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1149)
at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:624)
at com.bes.enterprise.web.util.threads.WorkThread$WrappingRunnable.run(WorkThread.java:57)
at java.lang.Thread.run(Thread.java:748)
Caused by: java.lang.reflect.InvocationTargetException
at sun.reflect.GeneratedMethodAccessor6174.invoke(Unknown Source)
at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43)
at java.lang.reflect.Method.invoke(Method.java:498)
at freemarker.ext.beans.BeansWrapper.invokeMethod(BeansWrapper.java:912)
at freemarker.ext.beans.BeanModel.invokeThroughDescriptor(BeanModel.java:275)
at freemarker.ext.beans.BeanModel.get(BeanModel.java:182)
... 75 more
Caused by: org.hibernate.ObjectNotFoundException: No row with the given identifier exists: [com.ieccms.cms.entity.main.CmsUser#271]
at org.hibernate.impl.SessionFactoryImpl$2.handleEntityNotFound(SessionFactoryImpl.java:435)
at org.hibernate.proxy.AbstractLazyInitializer.checkTargetState(AbstractLazyInitializer.java:189)
at org.hibernate.proxy.AbstractLazyInitializer.initialize(AbstractLazyInitializer.java:182)
at org.hibernate.proxy.AbstractLazyInitializer.getImplementation(AbstractLazyInitializer.java:215)
at org.hibernate.proxy.pojo.javassist.JavassistLazyInitializer.invoke(JavassistLazyInitializer.java:190)
at com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6.getRealname(CmsUser_$$_jvst840_6.java)
... 81 more
