宣漢農(nóng)商銀行存貸規(guī)模突破200億元

2018-03-09 11:21:21    來源:四川在線   作者:楊亮  點(diǎn)擊數(shù):

又是一年春風(fēng)度,又是農(nóng)商報(bào)捷時(shí)。截至2月28日,宣漢農(nóng)商銀行各項(xiàng)存款余額達(dá)135.89億元,較年初增加12.96億元,各項(xiàng)貸款余額64.12億元,較年初增加2.08億元,一舉實(shí)現(xiàn)了縣域銀行業(yè)金融機(jī)構(gòu)中存貸款規(guī)模率先突破200億元的歷史性跨越,這標(biāo)志著宣漢農(nóng)商銀行改革發(fā)展邁上新臺(tái)階,服務(wù)“三農(nóng)”、中小企業(yè)和地方經(jīng)濟(jì)的實(shí)力顯著增強(qiáng)。

營造開門紅奮勇爭先氛圍,把好發(fā)展的舵

搶抓動(dòng)員落實(shí),思想認(rèn)識(shí)到位。在2018年“開門紅”動(dòng)員大會(huì)上,明確目標(biāo)任務(wù),統(tǒng)一思想,凝聚共識(shí),提出了營銷五大策略、依托五大群體、建立五大機(jī)制。

搶抓宣傳攻勢(shì),聲勢(shì)氛圍到位。豐富戶外宣傳載體,充分利用城區(qū)流動(dòng)宣傳廣播車、公交車、交通要道擎天廣告,大場(chǎng)鎮(zhèn)墻體廣告,農(nóng)信驛站,一封家書活動(dòng),多維度宣傳四川農(nóng)信良好的品牌形象;開展了“賀新春,好禮滾滾來”、“蜀信e,紅包天天有”等營銷活動(dòng),召開了金融聯(lián)絡(luò)員會(huì)議,客戶聯(lián)誼會(huì),選送節(jié)目大紅燈籠高高掛冠名宣漢春晚。

搶抓市場(chǎng)營銷,全員行動(dòng)到位。按照“多找客戶、找好客戶”的思路,對(duì)內(nèi)落實(shí)全員營銷,任務(wù)逐級(jí)落實(shí)到人,壓力傳導(dǎo)到位,挖掘營銷潛力;對(duì)外實(shí)行網(wǎng)絡(luò)營銷,用好用活家人圈、社交圈、董監(jiān)事資源,全力拓寬市場(chǎng)氛圍。

搶抓機(jī)制建設(shè),工作保障到位。建立了督導(dǎo)、通報(bào)、考核、條線管理、市場(chǎng)營銷“五大機(jī)制”,層層明確責(zé)任主體,透明獎(jiǎng)懲激勵(lì)措施,激活團(tuán)隊(duì)?wèi)?zhàn)斗力,統(tǒng)籌抓好開門紅工作。

突出縣域金融主力軍作用,劃好前進(jìn)的槳

圍繞農(nóng)業(yè)供給側(cè)改革,服務(wù)“三農(nóng)”發(fā)展。創(chuàng)新特色信貸產(chǎn)品,滿足“三農(nóng)”多層次金融需求,加大對(duì)縣域特色農(nóng)業(yè)、農(nóng)副產(chǎn)品加工、鄉(xiāng)村旅游等特色優(yōu)勢(shì)產(chǎn)業(yè)發(fā)展力度,充分運(yùn)用林權(quán)、農(nóng)業(yè)特色產(chǎn)業(yè)所有權(quán)、牧業(yè)特色產(chǎn)業(yè)所有權(quán)貸款等方式,支持四川興茂農(nóng)業(yè)公司、瑞峰農(nóng)業(yè)、舜勤農(nóng)業(yè)、康亦達(dá)牧業(yè)等企業(yè)的發(fā)展。截至2月末,各項(xiàng)涉農(nóng)貸款余額48.95億元,占比77.37%,累計(jì)發(fā)放扶貧小額信用貸款7億元。

圍繞“三個(gè)不低于”,支持中小微企業(yè)發(fā)展。設(shè)立中小微企業(yè)專營機(jī)構(gòu),加大對(duì)中小微企業(yè)的支持力度,主要分布在農(nóng)林牧漁業(yè)、采礦業(yè)、電力和燃?xì)?、建筑、批發(fā)和零售、交通運(yùn)輸、住宿和餐飲、房地產(chǎn)等領(lǐng)域。截止2月末,我行支持中小微企業(yè)89戶,貸款余額130,952萬元;支持個(gè)體工商戶6,546戶,累計(jì)發(fā)放個(gè)體工商戶貸款余額92,860萬元。

圍繞服務(wù)實(shí)體經(jīng)濟(jì),支持縣域經(jīng)濟(jì)發(fā)展。加大對(duì)縣域重大項(xiàng)目、重大基礎(chǔ)設(shè)施、重點(diǎn)產(chǎn)業(yè)、縣域經(jīng)濟(jì)、普惠金融的支持力度,發(fā)放了全縣90%以上的農(nóng)業(yè)貸款、95%以上的農(nóng)戶貸款、98%以上的扶貧小額信用貸款,業(yè)務(wù)領(lǐng)域覆蓋“三農(nóng)”、中小企業(yè)和城鄉(xiāng)居民等各個(gè)層面,有力支持地方經(jīng)濟(jì)發(fā)展。

突出普惠金融供應(yīng)商地位,揚(yáng)起責(zé)任的帆

爭當(dāng)普惠金融供應(yīng)商。承擔(dān)了全縣25萬多戶農(nóng)戶的糧食直補(bǔ)、退耕還林、煙葉補(bǔ)貼等財(cái)政性補(bǔ)貼資金代付業(yè)務(wù);遍布城鄉(xiāng)53個(gè)網(wǎng)點(diǎn),延伸到社區(qū)、鄉(xiāng)鎮(zhèn)的163臺(tái)自助設(shè)備,服務(wù)到村的469臺(tái)助農(nóng)取款服務(wù)點(diǎn),實(shí)現(xiàn)了城鄉(xiāng)金融服務(wù)體系的全方位和全覆蓋。

爭做金融扶貧排頭兵。截至2月末,發(fā)放扶貧小額信用貸款7億元,占全縣金融機(jī)構(gòu)發(fā)放金額的98%,累計(jì)發(fā)放農(nóng)民安居樂購房貸5,846萬元;建立了金融助推脫貧攻堅(jiān)示范區(qū)2個(gè)、示范點(diǎn)2個(gè),農(nóng)村金融綜合服務(wù)示范站2個(gè);創(chuàng)新了扶貧再貸款+特色產(chǎn)業(yè)貸,一村一農(nóng)信員、一村一金融聯(lián)絡(luò)員等多種模式;支持精準(zhǔn)扶貧聯(lián)系點(diǎn)塔河鎮(zhèn)號(hào)樓村發(fā)展,向塔該村捐贈(zèng)60.5萬元改善基礎(chǔ)設(shè)施,其中,捐贈(zèng)42萬元改善該村飲水工程,協(xié)調(diào)項(xiàng)目資金180萬元,硬化村道路3.5公里,發(fā)展千畝“脆李+藥材”產(chǎn)業(yè),向建檔立卡貧困戶捐贈(zèng)136套毛毯、136桶清油、136對(duì)成品種雞,農(nóng)技類書籍150本,化肥300袋。

責(zé)任編輯:FreeMarker template error: get(realname) failed on instance of com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6. See cause exception. The failing instruction (FTL stack trace): ---------- ==> ${content.user.realname!} [in template "WEB-INF/t/cms/www/other/content/information_zxzx_details.html" at line 167, column 50] ---------- Java stack trace (for programmers): ---------- freemarker.template.TemplateModelException: [... Exception message was already printed; see it above ...] at freemarker.ext.beans.BeanModel.get(BeanModel.java:222) at freemarker.core.Dot._eval(Dot.java:76) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.DefaultToExpression._eval(DefaultToExpression.java:116) at freemarker.core.Expression.eval(Expression.java:111) at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115) at freemarker.core.DollarVariable.accept(DollarVariable.java:76) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visitByHiddingParent(Environment.java:286) at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.MixedContent.accept(MixedContent.java:93) at freemarker.core.Environment.visit(Environment.java:265) at freemarker.core.Environment.process(Environment.java:243) at freemarker.template.Template.process(Template.java:277) at com.ieccms.cms.staticpage.StaticPageDaoImpl.contentStatic(StaticPageDaoImpl.java:511) at com.ieccms.cms.staticpage.StaticPageSvcImpl.content(StaticPageSvcImpl.java:58) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$FastClassBySpringCGLIB$$48520056.invoke() at org.springframework.cglib.proxy.MethodProxy.invoke(MethodProxy.java:204) at org.springframework.aop.framework.CglibAopProxy$CglibMethodInvocation.invokeJoinpoint(CglibAopProxy.java:700) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:150) at org.springframework.transaction.interceptor.TransactionInterceptor$1.proceedWithInvocation(TransactionInterceptor.java:96) at org.springframework.transaction.interceptor.TransactionAspectSupport.invokeWithinTransaction(TransactionAspectSupport.java:260) at org.springframework.transaction.interceptor.TransactionInterceptor.invoke(TransactionInterceptor.java:94) at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:172) at org.springframework.aop.framework.CglibAopProxy$DynamicAdvisedInterceptor.intercept(CglibAopProxy.java:633) at com.ieccms.cms.staticpage.StaticPageSvcImpl$$EnhancerBySpringCGLIB$$84b90e83.content() at com.ieccms.cms.staticpage.StaticAct.contentSubmit(StaticAct.java:365) at sun.reflect.GeneratedMethodAccessor6137.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at org.springframework.web.bind.annotation.support.HandlerMethodInvoker.invokeHandlerMethod(HandlerMethodInvoker.java:176) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.invokeHandlerMethod(AnnotationMethodHandlerAdapter.java:440) at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.handle(AnnotationMethodHandlerAdapter.java:428) at org.springframework.web.servlet.DispatcherServlet.doDispatch(DispatcherServlet.java:919) at org.springframework.web.servlet.DispatcherServlet.doService(DispatcherServlet.java:851) at org.springframework.web.servlet.FrameworkServlet.processRequest(FrameworkServlet.java:953) at org.springframework.web.servlet.FrameworkServlet.doPost(FrameworkServlet.java:855) at javax.servlet.http.HttpServlet.service(HttpServlet.java:656) at org.springframework.web.servlet.FrameworkServlet.service(FrameworkServlet.java:829) at javax.servlet.http.HttpServlet.service(HttpServlet.java:737) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:229) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.web.websocket.server.WsFilter.doFilter(WsFilter.java:48) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.orm.hibernate3.support.OpenSessionInViewFilter.doFilterInternal(OpenSessionInViewFilter.java:230) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at org.springframework.web.filter.CharacterEncodingFilter.doFilterInternal(CharacterEncodingFilter.java:88) at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.ieccms.common.web.ProcessTimeFilter.doFilter(ProcessTimeFilter.java:35) at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191) at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162) at com.bes.enterprise.webtier.core.DefaultWrapperValve.invoke(DefaultWrapperValve.java:193) at com.bes.enterprise.webtier.core.DefaultContextValve.invoke(DefaultContextValve.java:92) at com.bes.enterprise.webext.BesContextCleanupValve.invoke(BesContextCleanupValve.java:50) at com.bes.enterprise.webext.BESAppservValve.invoke(BESAppservValve.java:41) at com.bes.enterprise.webtier.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:540) at com.bes.enterprise.webtier.core.DefaultHostValve.invoke(DefaultHostValve.java:136) at com.bes.enterprise.webtier.valves.ErrorReportValve.invoke(ErrorReportValve.java:77) at com.bes.enterprise.webtier.core.DefaultEngineValve.invoke(DefaultEngineValve.java:83) at com.bes.enterprise.webtier.connector.CoyoteAdapter.service(CoyoteAdapter.java:349) at com.bes.enterprise.web.crane.http11.Http11Processor.service(Http11Processor.java:594) at com.bes.enterprise.web.crane.AbstractProcessorLight.process(AbstractProcessorLight.java:61) at com.bes.enterprise.web.crane.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:802) at com.bes.enterprise.web.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1627) at com.bes.enterprise.web.util.net.SocketProcessorBase.run(SocketProcessorBase.java:45) at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1149) at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:624) at com.bes.enterprise.web.util.threads.WorkThread$WrappingRunnable.run(WorkThread.java:57) at java.lang.Thread.run(Thread.java:748) Caused by: java.lang.reflect.InvocationTargetException at sun.reflect.GeneratedMethodAccessor6174.invoke(Unknown Source) at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43) at java.lang.reflect.Method.invoke(Method.java:498) at freemarker.ext.beans.BeansWrapper.invokeMethod(BeansWrapper.java:912) at freemarker.ext.beans.BeanModel.invokeThroughDescriptor(BeanModel.java:275) at freemarker.ext.beans.BeanModel.get(BeanModel.java:182) ... 75 more Caused by: org.hibernate.ObjectNotFoundException: No row with the given identifier exists: [com.ieccms.cms.entity.main.CmsUser#271] at org.hibernate.impl.SessionFactoryImpl$2.handleEntityNotFound(SessionFactoryImpl.java:435) at org.hibernate.proxy.AbstractLazyInitializer.checkTargetState(AbstractLazyInitializer.java:189) at org.hibernate.proxy.AbstractLazyInitializer.initialize(AbstractLazyInitializer.java:182) at org.hibernate.proxy.AbstractLazyInitializer.getImplementation(AbstractLazyInitializer.java:215) at org.hibernate.proxy.pojo.javassist.JavassistLazyInitializer.invoke(JavassistLazyInitializer.java:190) at com.ieccms.cms.entity.main.CmsUser_$$_jvst840_6.getRealname(CmsUser_$$_jvst840_6.java) ... 81 more