四川德陽羅江農(nóng)村和金融機構(gòu)合作——基層黨建結(jié)對子 群眾鼓了錢袋子
2018-08-16 17:23:31
來源：人民日報
作者：劉裕國 點擊數(shù)：
“從申請到拿錢，不用出村就能全部辦完，而且利息還很低。”四川德陽羅江區(qū)鄢家鎮(zhèn)大埡村貧困戶魏丁久高興地說，今年準備養(yǎng)蜂，獲得授信后，他在村里的代辦點向農(nóng)商銀行提交了貸款申請。很快，3萬元資金就批了下來。
最近，德陽市羅江區(qū)“雙基共建”實施的金融服務交出了一份暖心的“成績單”：授信4.2萬戶農(nóng)戶共16.8億元，其中授信貧困戶1489戶共2548萬元；培養(yǎng)131名村民擔任金融代辦點辦事員、發(fā)放務工補助32.8萬元；群眾少跑路累計65萬公里……
“雙基共建”是指村黨組織和基層農(nóng)商銀行黨支部深入融合結(jié)對共建，村黨組織協(xié)助開展評級授信，農(nóng)商銀行提供優(yōu)質(zhì)低息的金融服務。“通過開展‘雙基共建’，黨建與金融服務深度融合。”羅江區(qū)組織部長王志華說。
如今，羅江全區(qū)127個“雙基共建”合作村的便民服務室煥然一新，服務室新增村級信貸服務工作室，貸款種類、對象、條件和程序以及信貸服務人員姓名、照片、聯(lián)系方式、工作職責等內(nèi)容，詳細展示在信貸服務工作墻上。
“昨天收到一條短信，說我的銀行卡在外地有消費，讓我登錄網(wǎng)上銀行查詢，也不知道是不是真的。”在慧覺鎮(zhèn)黃荊村黨建金融代辦點，村民范超向羅江農(nóng)商行駐村代辦員咨詢后，慶幸地說，幸好在村里就能識別出假信息，才避免了上當。
新盛鎮(zhèn)黨委書記吳明波說，一位村民曾因亂倒垃圾，違反了村環(huán)境治理規(guī)章，授信額度從3萬元降到了2萬元。前幾年，每到收割季節(jié)，黨員干部總得天天蹲守和宣傳秸稈禁燒，“雙基共建”以來，為了維護好自己的信用，村民們自覺性提高了，遵守村規(guī)民約已成了大家的習慣。
“沒想到在自己家里居然當上了銀行代辦員，還能掙補助。”青年村民李曉青滿臉愉悅，她家是新盛鎮(zhèn)金鈴村精準扶貧建檔立卡貧困戶，也是羅江區(qū)“雙基共建”第一家便民金融服務EPOS代理點。這個簡單的代辦點讓大家足不出村就可以享受全天候的金融服務，而李曉青則以每單1元提成的形式掙取務工補助，既不耽誤農(nóng)活，每月還能獲得500元左右的收入。
對金山鎮(zhèn)安家村惠興黃花種植專合社理事長倪雙權(quán)來說，“雙基共建”帶來的金融服務恰似一場及時雨。去年夏天，專合社正為化肥、人工等所需的資金發(fā)愁，剛好趕上安家村黨支部與羅江農(nóng)商銀行金山支行黨支部“雙基共建”。金山支行在沒有要求任何抵押、擔保的情況下，向?qū)：仙绨l(fā)放了25萬元低利率“信用”貸款，幫專合社邁過難關(guān)。當年專合社產(chǎn)出30萬斤黃花，收入達75萬元左右，入股的37戶貧困戶每戶分紅2000余元，12戶貧困戶在短短一年內(nèi)就摘掉了“貧困帽”。
“作為新型農(nóng)村經(jīng)營主體，農(nóng)業(yè)專合社引領(lǐng)農(nóng)戶抱團發(fā)展，帶領(lǐng)群眾發(fā)展產(chǎn)業(yè)致富增收。”羅江農(nóng)商銀行相關(guān)負責人說，以新盛鎮(zhèn)金鈴村垚垚珍禽養(yǎng)殖專合社為例，專合社帶領(lǐng)10余戶村民發(fā)展野雞、土黑豬、孔雀等生態(tài)養(yǎng)殖，農(nóng)商行一次性給予89萬元的授信額度，去年收入達200余萬元，帶領(lǐng)村民走上了脫貧致富的路子。
據(jù)了解，“雙基共建”開展以來，羅江25家農(nóng)業(yè)專合社均獲得了20萬到200萬元不等的授信額度。去年，區(qū)里出臺了推進農(nóng)民專業(yè)合作經(jīng)濟組織發(fā)展相關(guān)文件制度，全力支持“專業(yè)合作社+農(nóng)戶”的方式發(fā)展現(xiàn)代種養(yǎng)業(yè)，帶動建檔立卡貧困戶、農(nóng)戶脫貧致富，為鄉(xiāng)村振興注入了強大動力。
責任編輯：FreeMarker template error:
get(realname) failed on instance of com.ieccms.cms.entity.main.CmsUser_$$_jvst43_6. See cause exception.
The failing instruction (FTL stack trace):
----------
==> ${content.user.realname!} [in template "WEB-INF/t/cms/www/other/content/information_zxzx_details.html" at line 167, column 50]
----------
Java stack trace (for programmers):
----------
freemarker.template.TemplateModelException: [... Exception message was already printed; see it above ...]
at freemarker.ext.beans.BeanModel.get(BeanModel.java:222)
at freemarker.core.Dot._eval(Dot.java:76)
at freemarker.core.Expression.eval(Expression.java:111)
at freemarker.core.DefaultToExpression._eval(DefaultToExpression.java:116)
at freemarker.core.Expression.eval(Expression.java:111)
at freemarker.core.Expression.evalAndCoerceToString(Expression.java:115)
at freemarker.core.DollarVariable.accept(DollarVariable.java:76)
at freemarker.core.Environment.visit(Environment.java:265)
at freemarker.core.MixedContent.accept(MixedContent.java:93)
at freemarker.core.Environment.visitByHiddingParent(Environment.java:286)
at freemarker.core.ConditionalBlock.accept(ConditionalBlock.java:86)
at freemarker.core.Environment.visit(Environment.java:265)
at freemarker.core.MixedContent.accept(MixedContent.java:93)
at freemarker.core.Environment.visit(Environment.java:265)
at freemarker.core.Environment.process(Environment.java:243)
at freemarker.template.Template.process(Template.java:277)
at com.ieccms.cms.staticpage.StaticPageDaoImpl.contentStatic(StaticPageDaoImpl.java:511)
at com.ieccms.cms.staticpage.StaticPageSvcImpl.content(StaticPageSvcImpl.java:58)
at com.ieccms.cms.staticpage.StaticPageSvcImpl$$FastClassBySpringCGLIB$$48520056.invoke()
at org.springframework.cglib.proxy.MethodProxy.invoke(MethodProxy.java:204)
at org.springframework.aop.framework.CglibAopProxy$CglibMethodInvocation.invokeJoinpoint(CglibAopProxy.java:700)
at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:150)
at org.springframework.transaction.interceptor.TransactionInterceptor$1.proceedWithInvocation(TransactionInterceptor.java:96)
at org.springframework.transaction.interceptor.TransactionAspectSupport.invokeWithinTransaction(TransactionAspectSupport.java:260)
at org.springframework.transaction.interceptor.TransactionInterceptor.invoke(TransactionInterceptor.java:94)
at org.springframework.aop.framework.ReflectiveMethodInvocation.proceed(ReflectiveMethodInvocation.java:172)
at org.springframework.aop.framework.CglibAopProxy$DynamicAdvisedInterceptor.intercept(CglibAopProxy.java:633)
at com.ieccms.cms.staticpage.StaticPageSvcImpl$$EnhancerBySpringCGLIB$$9500d33c.content()
at com.ieccms.cms.staticpage.StaticAct.contentSubmit(StaticAct.java:365)
at sun.reflect.GeneratedMethodAccessor63729.invoke(Unknown Source)
at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43)
at java.lang.reflect.Method.invoke(Method.java:498)
at org.springframework.web.bind.annotation.support.HandlerMethodInvoker.invokeHandlerMethod(HandlerMethodInvoker.java:176)
at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.invokeHandlerMethod(AnnotationMethodHandlerAdapter.java:440)
at org.springframework.web.servlet.mvc.annotation.AnnotationMethodHandlerAdapter.handle(AnnotationMethodHandlerAdapter.java:428)
at org.springframework.web.servlet.DispatcherServlet.doDispatch(DispatcherServlet.java:919)
at org.springframework.web.servlet.DispatcherServlet.doService(DispatcherServlet.java:851)
at org.springframework.web.servlet.FrameworkServlet.processRequest(FrameworkServlet.java:953)
at org.springframework.web.servlet.FrameworkServlet.doPost(FrameworkServlet.java:855)
at javax.servlet.http.HttpServlet.service(HttpServlet.java:656)
at org.springframework.web.servlet.FrameworkServlet.service(FrameworkServlet.java:829)
at javax.servlet.http.HttpServlet.service(HttpServlet.java:737)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:229)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at com.bes.enterprise.web.websocket.server.WsFilter.doFilter(WsFilter.java:48)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at org.springframework.orm.hibernate3.support.OpenSessionInViewFilter.doFilterInternal(OpenSessionInViewFilter.java:230)
at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at org.springframework.web.filter.CharacterEncodingFilter.doFilterInternal(CharacterEncodingFilter.java:88)
at org.springframework.web.filter.OncePerRequestFilter.doFilter(OncePerRequestFilter.java:106)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at com.ieccms.common.web.ProcessTimeFilter.doFilter(ProcessTimeFilter.java:35)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.internalDoFilter(ApplicationFilterChain.java:191)
at com.bes.enterprise.webtier.core.ApplicationFilterChain.doFilter(ApplicationFilterChain.java:162)
at com.bes.enterprise.webtier.core.DefaultWrapperValve.invoke(DefaultWrapperValve.java:193)
at com.bes.enterprise.webtier.core.DefaultContextValve.invoke(DefaultContextValve.java:92)
at com.bes.enterprise.webext.BesContextCleanupValve.invoke(BesContextCleanupValve.java:50)
at com.bes.enterprise.webext.BESAppservValve.invoke(BESAppservValve.java:41)
at com.bes.enterprise.webtier.authenticator.AuthenticatorBase.invoke(AuthenticatorBase.java:540)
at com.bes.enterprise.webtier.core.DefaultHostValve.invoke(DefaultHostValve.java:136)
at com.bes.enterprise.webtier.valves.ErrorReportValve.invoke(ErrorReportValve.java:77)
at com.bes.enterprise.webtier.core.DefaultEngineValve.invoke(DefaultEngineValve.java:83)
at com.bes.enterprise.webtier.connector.CoyoteAdapter.service(CoyoteAdapter.java:349)
at com.bes.enterprise.web.crane.http11.Http11Processor.service(Http11Processor.java:594)
at com.bes.enterprise.web.crane.AbstractProcessorLight.process(AbstractProcessorLight.java:61)
at com.bes.enterprise.web.crane.AbstractProtocol$ConnectionHandler.process(AbstractProtocol.java:802)
at com.bes.enterprise.web.util.net.NioEndpoint$SocketProcessor.doRun(NioEndpoint.java:1627)
at com.bes.enterprise.web.util.net.SocketProcessorBase.run(SocketProcessorBase.java:45)
at java.util.concurrent.ThreadPoolExecutor.runWorker(ThreadPoolExecutor.java:1149)
at java.util.concurrent.ThreadPoolExecutor$Worker.run(ThreadPoolExecutor.java:624)
at com.bes.enterprise.web.util.threads.WorkThread$WrappingRunnable.run(WorkThread.java:57)
at java.lang.Thread.run(Thread.java:748)
Caused by: java.lang.reflect.InvocationTargetException
at sun.reflect.GeneratedMethodAccessor62895.invoke(Unknown Source)
at sun.reflect.DelegatingMethodAccessorImpl.invoke(DelegatingMethodAccessorImpl.java:43)
at java.lang.reflect.Method.invoke(Method.java:498)
at freemarker.ext.beans.BeansWrapper.invokeMethod(BeansWrapper.java:912)
at freemarker.ext.beans.BeanModel.invokeThroughDescriptor(BeanModel.java:275)
at freemarker.ext.beans.BeanModel.get(BeanModel.java:182)
... 75 more
Caused by: org.hibernate.ObjectNotFoundException: No row with the given identifier exists: [com.ieccms.cms.entity.main.CmsUser#271]
at org.hibernate.impl.SessionFactoryImpl$2.handleEntityNotFound(SessionFactoryImpl.java:435)
at org.hibernate.proxy.AbstractLazyInitializer.checkTargetState(AbstractLazyInitializer.java:189)
at org.hibernate.proxy.AbstractLazyInitializer.initialize(AbstractLazyInitializer.java:182)
at org.hibernate.proxy.AbstractLazyInitializer.getImplementation(AbstractLazyInitializer.java:215)
at org.hibernate.proxy.pojo.javassist.JavassistLazyInitializer.invoke(JavassistLazyInitializer.java:190)
at com.ieccms.cms.entity.main.CmsUser_$$_jvst43_6.getRealname(CmsUser_$$_jvst43_6.java)
... 81 more
